Storage Terms & Conditions

1. So long as all fees are paid up to date, You: (a) are licensed to store Goods in the Unit allocated to You by Affordable Secure Storage from time to time and only in that Unit; (b) are deemed to have knowledge of the Goods in the Unit; and (c) warrant that You are the owner of the Goods in the Unit and/or entitled at law to deal with them in accordance with all aspects of this Agreement as agent for the owner.

2. Affordable Secure Storage: (a) does not have and will not be deemed to have knowledge of the Goods; (b) is not a bailee, custodian or warehouseman of the Goods and You acknowledge that Affordable Secure Storage does not take possession of the Goods; and (c) does not grant any lease or tenancy of
the Unit.

3. This Agreement will come into existence between Affordable Secure Storage and You when Affordable Secure Storage notifies You it has accepted the order by signing the cover sheet. The storage period will begin on the date agreed with You during the order process and set out on the cover sheet.

4. You must pay the Deposit on signing this Agreement. The Deposit (or the balance of it after any appropriate deductions for unpaid Fees, repairs, cleaning or other charges to put right any breach of this Agreement by You) will be refunded by cheque or electronic transfer within 21 days of termination of this Agreement.

5. You are responsible to pay:

(a) the Storage Fee (being the amount set out in the cover sheet or as most recently notified to You by Affordable Secure Storage). Affordable Secure Storage will take the first payment on acceptance of Your order and will take subsequent payments in advance on the invoice date for each storage period or other date agreed with You (Due Date). It is Your responsibility to see that payment is made directly to Affordable Secure Storage on time and in full throughout the storage period. You can pay using a debit card or credit card or by direct debit, in which case the designated bank account will be charged automatically on each Due Date. Affordable Secure Storage does not normally bill for fees but will issue an electronic invoice following payment. Any Storage Fees paid by direct transfer will not be credited to Your account unless You identify the payment clearly and as directed by Affordable Secure Storage and Affordable Secure Storage shall have no liability to and shall be indemnified by You if Affordable Secure Storage takes steps to enforce the Agreement (including the sale of Goods) due to Your failure to identify a payment. Affordable Secure Storage will not accept that payment has been made until it has received cleared funds;

(b) a Late Payment Fee each time a payment is late or cancelled;

(c) any costs incurred by the Affordable Secure Storage in collecting late or unpaid Storage Fees, or in enforcing this Agreement in any way, including but not limited to postal, telephone, unit inventory, debt collection, personnel and/or default action costs and associated legal and professional fees;

(d) any government taxes or charges (including any value added tax or insurance premium tax) levied on any supplies made under this Agreement; and

(e) the Cleaning Fee or charges for repairs, to be invoiced at Affordable Secure Storage’s discretion as per Condition 20;. Where You have more than one agreement with Affordable Secure Storage, all will form one account and Affordable Secure Storage may in its sole discretion apply any payment made by You or on Your behalf on this Agreement against the oldest amount due from You to Affordable Secure Storage on any agreement in the account. If You make a part payment of any Storage Fees due to Affordable Secure Storage and Affordable Secure Storage retains Your part payment, this will not affect Affordable Secure Storage’s ability to take any action against You or to exercise any rights Affordable Secure Storage has under this Agreement in respect of the Storage Fees which remain outstanding from You. The time period from which Affordable Secure Storage may take such action will still start from the Due Date when the original Storage Fees were due and the Due Date will not be extended as a result of Your part payment.

6. Affordable Secure Storage takes the issue of prompt payment seriously and has a right of lien, which is a right to seize and sell or otherwise dispose of some or all of the Goods as security for Your obligation to make payments under this Agreement. If any sum owing to Affordable Secure Storage and other fees related to it are not paid when due (Debt), You authorise Affordable Secure Storage without further notice to:

(a) refuse You and Your Agents access to the Goods, the Unit and the Facility and overlock the Unit until the Debt has been paid in full;

(b) enter the Unit and inspect and/or remove the Goods to another unit or site and to charge You for all reasonable costs of doing so on any number of occasions; and

(c) apply the Deposit against the Debt and, if insufficient to clear it in full, hold onto and/or ultimately sell or dispose of some or all of the Goods in accordance with Conditions 8 to 10.

You acknowledge that
(a) Affordable Secure Storage shall be entitled to continue to charge for storage from the date the Debt becomes due until payment is made in full or the Goods are sold or disposed of;

(b) Affordable Secure Storage will sell the Goods as if Affordable Secure Storage was the owner and will pass all rights of ownership in the Goods to the buyer; and

(c) if You do not pay fees on the Due Date, the value of any discounts and special offers (including periods of free storage) which You have received will be payable by You in full.

7. On expiry or termination of this Agreement, if You fail to remove all Goods from the Unit, Affordable Secure Storage is authorised to treat the Goods as abandoned and may sell or dispose of all Goods by any means in accordance with Conditions 8 to 10. You are liable for Storage Fees for the period from abandonment to the sale or disposal of the Goods together with any costs of disposal (Debt).

8. Before Affordable Secure Storage sells or disposes of the Goods, it will give You notice in writing directing You to pay (if You are in default) or collect the Goods (if they are treated as abandoned). This notice will be sent by registered or recorded delivery to the postal address last notified by You to Affordable Secure Storage in writing and by email and/or social media. If no address within the UK has been provided, Affordable Secure Storage will use any land or email address or social media details it holds for You and any ACP. If You fail to pay the Debt and/or collect the Goods (as appropriate) Affordable Secure Storage will access the Unit and begin the process to sell or dispose of the Goods. You consent to and authorise the sale or disposal of all Goods without further notice regardless of their nature, content or value. Affordable Secure Storage will sell the Goods for the best price reasonably available in the open market, taking into account the costs of sale. Affordable Secure Storage may also require payment of default action costs, including any costs associated with accessing the Unit and disposal or sale of the Goods, which shall
be added to the Debt.

9. Sale proceeds will be applied first against the cost of removal and sale of Goods and second to pay the Debt. If sale proceeds do not discharge all of these costs and the Debt, You must pay Affordable Secure Storage the balance within 7 days of a written demand from Affordable Secure Storage. Affordable Secure Storage may take action to recover the balance and any legal and administration costs incurred in doing so. If sale proceeds exceed the amount due from You, Affordable Secure Storage will hold the balance for You but no interest will be payable on it.

10. If, in the opinion of Affordable Secure Storage and entirely at Affordable Secure Storage’s discretion, the Goods are either not saleable, fail to sell warrant the expense of attempting to sell, You authorise Affordable Secure Storage to treat the Goods as abandoned and Affordable Secure Storage may dispose of all Goods by any means at Your cost. Affordable Secure Storage may dispose of the Goods at Affordable Secure Storage’s discretion in the event that:

(a) Goods are damaged due to fire, flood or other event that has rendered them, in the opinion of the Affordable Secure Storage, severely damaged, of no commercial value, or dangerous to persons or property, or

(b) Goods may contain personal data belonging to You or others. Affordable Secure Storage does not need Your prior approval to take this action but will send Notice to You within 7 days of assessing damaged Goods.

11. Any items left unattended in common areas or outside Your Unit at any time shall be treated as abandoned and may at Affordable Secure Storage’s discretion be moved, sold or disposed of immediately with no liability to Affordable Secure Storage.

12. You have the right to access the Unit during Access Hours as posted by Affordable Secure Storage and subject to the terms of this Agreement. Affordable Secure Storage will try to provide advance warning of changes to Access Hours by notice at the Facility and/or by SMS or email, but reserves the right to change Access Hours temporarily to other reasonable times without giving prior notice.

13. Only You or others authorised or accompanied by You (Your Agents) may access the Unit. You are responsible for and liable to Affordable Secure Storage and other users of the Facility for Your own actions and those of Your Agents. Affordable Secure Storage may (but is not obliged to) require proof of identity from You or any other person at any time and, at Affordable Secure Storage’s sole discretion, may refuse access
to any person who is unable to produce satisfactory proof.

14. Affordable Secure Storage may refuse You access to the Unit and/or the Facility where moneys are owing by You to Affordable Secure Storage, whether or not a formal demand for payment has been made, or if Affordable Secure Storage considers the safety or security of any person, unit or goods on or at the Facility has been threatened or may be put at risk.

15. You should not leave a key with or permit access to the Unit to any person other than Your own Agent who is responsible to You and subject to Your control. If You do so, it is at Your own risk.

16. You authorise Affordable Secure Storage and its agents and contractors to enter the Unit in the following circumstances and to break any lock if reasonably necessary to gain entry:

(a) on not less than 7 days’ notice to inspect or carry out repairs or alterations to the Unit or any other part of the Facility;

(b) without prior notice (but with notice as soon as practicable after the event) in the event of an emergency (including for repair or alteration) or to prevent injury or damage to persons or property;

(c) if Affordable Secure Storage believes the Unit is being used to store prohibited goods or for a prohibited purpose;

(d) if Affordable Secure Storage is obliged to do so by law, by the Police, Fire Services, Trading Standards, HM Revenue & Customs, other competent authority or by a Court Order; or

(e) to relocate the Goods or exercise Affordable Secure Storage’s lien or power of sale or disposal in accordance with this Agreement.

17. You will be solely responsible for securing the Unit and ensuring it is locked so as to be secure from unauthorised entry at all times when You are not in the Unit. Affordable Secure Storage will not be responsible for securing any unlocked Unit. You are not permitted to apply a padlock or other device to the Unit in Affordable Secure Storage’s overlocking position and Affordable Secure Storage may have any such padlock or device forcefully cut off at Your expense. Where applicable, You will secure the external gates and/or doors of the Facility.

18. You must not store (or allow any other person to store) any of the following in the Unit:

(a) food or perishable goods unless securely packed so they are protected from and do not attract vermin;

(b) any living creatures;

(c) combustible or flammable substances
such as gas, paint, petrol, oil, cleaning solvents or compressed gases;

(d) firearms, explosives, weapons or ammunition;

(e) chemicals, radioactive materials, biological agents, toxic waste, asbestos or other potentially hazardous substances;

(f) any item that emits fumes, or odours;

(g) any illegal item or substances or goods illegally obtained such as illicit (counterfeit/smuggled) tobacco or alcohol and unlicensed or unsafe goods (such as toys, electrical goods, medicines, aerosols, cosmetics, fireworks);

(h) goods which are environmentally harmful or that are a risk to the property of any person;

(i) currency, deeds and securities; and

(j) items which are unique in nature and/or where the value to You cannot be assessed on a financial basis. You will be liable under Condition 29 for any breach of this Condition 18.

19. You will use the Unit solely for the purpose of storage and shall not (or allow any other person to):

(a) use the Unit as offices or living accommodation or as a home, business or mailing address;

(b) use or do anything at the Facility or in the Unit which may be a nuisance to Affordable Secure Storage or any other person (including the escape of any substance or odour from or generation of noise or vibration which may be heard or felt outside the Unit);

(c) use or do anything at the Facility or in the Unit which may invalidate or increase premiums under any insurance policies of Affordable Secure Storage or any other person;

(d) paint or make alterations to or attach anything to the internal or external surfaces of the Unit;

(e) connect or provide any utilities or services to the Unit unless authorised by Affordable Secure Storage;

(f) cause damage to the Unit or any part of the Facility (which includes by removal, haulage or delivery contractors); or

(g) create any obstruction or leave items or refuse in any common space within the Facility.

20. You must maintain the Unit by ensuring it is clean and in good repair. In the event of uncleanliness or damage to the Unit or Facility, Affordable Secure Storage will be entitled to retain the Deposit, charge a Cleaning Fee, and/or claim full reimbursement from You of the reasonable costs of repairs, replacement, restoration, proper compensation or disposal of refuse.

21. You must (and ensure that Your Agents) use reasonable care on site and have respect for the Facility and other unit users, inform Affordable Secure Storage of any damage or defect immediately it is discovered and comply with the reasonable directions of Affordable Secure Storage’s employees, agents and contractors and any other regulations or policies for the use, safety and security of the Facility as Affordable Secure Storage shall issue periodically.

22. This Agreement does not confer on You any right to exclusive possession of the Unit and Affordable Secure Storage reserves the right to relocate You to another Unit not smaller than the current Unit:

(a) by giving 14 days’ notice during which You can elect to terminate this Agreement under Condition 37; or

(b) on shorter notice if an incident occurs that requires the Unit or section where it is located to be closed or sealed off. In these circumstances, Affordable Secure Storage will pay Your reasonable costs of removal if approved in writing by Affordable Secure Storage before removal. If You do not arrange removal by the date specified in Affordable Secure Storage’s notice, then You authorise Affordable Secure Storage and its agents to enter the Unit and move the Goods as Your agent on Your behalf and at Your risk (except for damage caused wilfully or negligently which is subject to the limitations in Condition 27). Following removal this Agreement will be varied by substitution of the new Unit number but otherwise continues on the same terms at the storage rates in force for the original Unit at the time of the removal.

23. You must ensure the Unit is suitable for the storage of the Goods intended to be stored in it and You are advised to inspect the Unit before storing Goods and periodically during the storage period. Affordable Secure Storage makes no warranty or representation that any unit is suitable for any particular goods and accepts no liability in this regard. Unit sizes are approximate. If You have exact requirements, You must check with Affordable Secure Storage before signing this Agreement as, by signing, You agree to the actual size of the Unit and not any represented unit size.

24. Affordable Secure Storage may refuse storage of any Goods or require You to remove Goods if in Affordable Secure Storage’s opinion storage of such Goods creates a risk to the safety of any person or property.

25. You must give notice to the Affordable Secure Storage in writing of the change of any contact details on this Agreement for You or the ACP within 48 hours of any change. You agree Affordable Secure Storage is entitled to discuss any default by You with the ACP registered on the front of this Agreement.

26. Affordable Secure Storage will not be liable for any loss or damages suffered by You as a result of You not being able to access the Facility or the Unit, regardless of the cause.

27. The Goods are stored at Your sole risk and responsibility and You shall be responsible for and bear the risk of any and all theft, damage to, and deterioration of the Goods caused by any reason. Affordable Secure Storage excludes all liability in respect of

(a) loss or damage to Your business, if any, including consequential loss, lost profits or business interruption;

(b) loss of or damage to Goods or any claim for return of the Storage Fees except where this results from Affordable Secure Storage’s negligence or breach of contract, in which case Affordable Secure Storage’s liability will be limited to the sum of £100 in total. Affordable Secure Storage does not exclude liability for physical injury to or the death of any person which is a direct result of negligence or wilful default on the part of Affordable Secure Storage, its agents and/or employees.

28. Subject to clause 44 if applicable, Affordable Secure Storage does not insure the Goods and it is a condition of this Agreement that the Goods remain adequately insured at all times for their Replacement Value (as set out on the cover sheet) while they are in storage. You warrant that such cover is in place, will not lapse and that the aggregate value of Goods in the Unit from time to time will not exceed the insured value. Affordable Secure Storage does not give any advice concerning insurance cover given by any policy and You must make Your own judgment as to adequacy of cover even when arranged by the Affordable Secure Storage. Inspection of any insurance documents provided by You to demonstrate cover does not mean Affordable Secure Storage has approved the cover or confirmed it is sufficient.

29. It will be Your responsibility to compensate Affordable Secure Storage for the full amount of all claims, liabilities, demands, damages, costs and expenses (including any reasonably incurred legal and professional fees) incurred by Affordable Secure Storage or third parties (Liabilities) resulting from or incidental to

(a) the use of the Unit (including but not limited to the ownership or storage of Goods in the Unit, the Goods themselves and/or accessing the Facility) or

(b) breach of this Agreement by You or any of Your Agents or

(c) enforcement terms of this Agreement.

30. You agree to comply with this Agreement and all laws and regulations relevant to the use of the Unit. This includes laws relating to material which is stored and the manner in which it is stored. You will be responsible for all Liabilities resulting from such a breach.

31. If Affordable Secure Storage has reason to believe that You are not complying with all relevant laws Affordable Secure Storage may take any action it considers necessary, including, but not limited to, action outlined in Conditions 16 and 37, contacting, cooperating with and/or submitting Goods to relevant authorities, and/or immediately disposing of or removing Goods at Your expense. You agree that Affordable Secure Storage may take such action at any time even though FO could have acted earlier.

32. Affordable Secure Storage shall not be considered to be in breach of this Agreement nor liable for any delay in performing or failure to perform any of its obligations under this Agreement or any resulting loss or damage to Goods if such delay, failure, loss or damage results from
events, circumstances or causes beyond Affordable Secure Storage’s reasonable control. Such circumstances include (but are not limited to) any Act of God, riot, strike or lock-out, trade dispute or labour disturbance, accident, breakdown of plant or machinery, fire, flood, shortage of labour, materials or transport, electrical power failures, threat of or actual terrorism or environmental or health emergency or hazard or recommended restrictions, or entry into any unit including the Unit or the Facility by, or arrest or seizure or confiscation of Goods by, competent authorities. If this happens, Affordable Secure Storage will not be responsible for failing to allow access to the Goods, Unit and/or the Facility for so long as the circumstances continue. Affordable Secure Storage will try to minimise any effects arising from such circumstances.

33. Affordable Secure Storage collects information about You and any ACP on registration and whilst this Agreement continues, including personal data (Data). Affordable Secure Storage processes Data in accordance with the General Data Protection Regulation and all associated laws. Details on how Affordable Secure Storage uses Data and Your rights in relation to Data are set out in Affordable Secure Storage’s Privacy Notice which can be viewed on this website. You confirm any ACP has consented to You supplying Data to Affordable Secure Storage on these terms.

34. If You give consent, Affordable Secure Storage will use Data for feedback purposes, including to provide information on products or services provided by Affordable Secure Storage in response to requests from You or if Affordable Secure Storage believes they may be of interest. Your choice with regard to the relevant use of Data is indicated in the cover sheet and can be changed at any time by contacting Affordable Secure Storage.

35. Affordable Secure Storage can send You notifications regarding day to day matters and minor changes to this Agreement by email and/or by SMS if You have agreed to receive notifications by SMS. These notifications will be effective one hour after sending or immediately if they relate to an urgent problem or emergency. We may also use Your social media accounts.

36. Notices to be given by Affordable Secure Storage or You for more significant changes to the services and these terms or to enforce rights under this Agreement (such as ending the Agreement, changing prices, significant disruptions or enforcing Affordable Secure Storage’s right to sell or dispose of Goods) must be in writing and must either be delivered by hand, pre-paid post or email. Notices shall be considered to have been received at the time of delivery by hand, one day after sending by email or 48 hours after posting. Notices from Affordable Secure Storage to You will be sent to the addresses on the cover sheet or the most recent address in England and/or email address notified by You to Affordable Secure Storage and/or Your social media accounts. In the event of not being able to contact You at the last notified postal or email address, Notice will be considered as having been given to You if Affordable Secure Storage serves that Notice on the ACP as identified on the front of this Agreement at the last notified postal or email address of the ACP. Any
notice from You must be sent to the Affordable Secure Storage by hand or by post to the address on the cover sheet or by email to . In the event that there is more than one storer named on the Agreement, Notice to or by any single storer is agreed to be sufficient for the purposes of any Notice requirement under this Agreement.

37. If You signed up without coming into the Facility, then You have 14 days after Affordable Secure Storage confirms acceptance of the order to change Your mind (cooling off period). If You cancel during this period a refund will be provided based on the length of storage You have taken prior to cancelling and all Goods being removed from the Unit. Affordable Secure Storage can use any payment made by You to settle some or all of this. You can cancel by email, post or telephone call to Affordable Secure Storage referring to Your name, address and date of order.

38. Unless otherwise agreed in writing by both parties, either Affordable Secure Storage or You may end this Agreement at any time by giving the other party written Notice. The date on which the Agreement will end (the Termination Date) must be at least the number of days indicated on the cover sheet. In the event of illegal or environmentally harmful activities on Your part or a breach of this Agreement (which, if it can be put right, You have failed to put right within 14 days of notice from Affordable Secure Storage to do so), Affordable Secure Storage may terminate the Agreement immediately by Notice. Affordable Secure Storage is entitled to retain from the Deposit, or make a charge for, apportioned Storage Fees if less than the required Notice is given by You. You must remove all Goods in the Unit before the close of business on the Termination Date and leave the Unit in a clean condition and in a good state of repair to the satisfaction of Affordable Secure Storage. In the event that Goods and/or rubbish are left in the Unit after the Termination Date, Conditions 7 and 20 will apply. You must pay any outstanding Storage Fees and any other fees or expenses owed to Affordable Secure Storage up to the Termination Date, or Conditions 6 to 10 may apply. Any calculation of the outstanding fees will be by Affordable Secure Storage. If Affordable Secure Storage enters the Unit for any reason and there are no Goods stored in it, Affordable Secure Storage may terminate the Agreement without giving advance Notice but will send Notice to You within 7 days.

39. You agree to examine the Goods carefully on removal from the Unit and must notify Affordable Secure Storage of any loss or damage to the Goods as soon as is reasonably possible.

40. Termination or expiry of this Agreement shall not affect any rights, remedies, obligations or liabilities of Affordable Secure Storage or You that came into effect during the life of the Agreement. This includes the right to claim damage for breach of the Agreement, liability for outstanding monies, property damage, personal injury, environmental
damage and legal responsibility under this Agreement.

41. Affordable Secure Storage may vary the Storage Fee or other terms of this Agreement and add new terms and conditions as long as such changes are notified to You in writing. The modified terms will take effect on the first Due Date occurring not less than 28 days after the date of Affordable Secure Storage’s notice. You may end this Agreement without charge before the change takes effect by giving notice in accordance with Condition 36. Otherwise, Your continued use of the Unit will be considered as Your acceptance of and agreement to the amended terms.

42. You acknowledge and agree that:

(a) the terms of this document constitute the whole
agreement with Affordable Secure Storage and, in entering this Agreement, You do not rely on any statement, promise, representation, assurance or warranty which is not set out in this Agreement;

(b) any descriptions or illustrations on our website are published for the sole purpose of giving an approximate idea of the services described in them but they will not form part of this Agreement or have any contractual force;

(c) the terms of this Agreement apply to the exclusion of any other terms that You seeks to impose or incorporate, or which are implied by law, trade custom, practice or course of dealing;

(d) You have raised all queries relevant to Your decision to enter this Agreement with Affordable Secure Storage and Affordable Secure Storage has, prior to You entering into this Agreement, answered all such queries to Your satisfaction;

(e) any special terms agreed between You and Affordable Secure Storage, been recorded in writing and incorporated into the terms of this Agreement;

(f) if Affordable Secure Storage decides not to exercise or enforce any right that it has against You at a particular time, then this does not prevent Affordable Secure Storage from deciding to exercise or enforce that right at a later date unless Affordable Secure Storage tells You in writing that Affordable Secure Storage has waived or given up its ability to do so;

(g) it is not intended that anyone other than You and Affordable Secure Storage will have any rights under this Agreement and accordingly the Contracts (Rights of Third Parties) Act 1999 shall not apply to it;

(h) if any provision or part-provision of this Agreement is or becomes invalid, unlawful or unenforceable to any extent, it shall be treated as deleted, but that shall not affect the validity and enforceability of the rest of this Agreement;

(i) You may not assign or transfer any of Your rights under this Agreement or part with possession of the Unit or Goods whilst they are in the Facility;

(j) Affordable Secure Storage may transfer its rights under this Agreement to another organisation and will let You know if it plans to do this; and

(k) where there are two or more joint Storers, each person takes on the obligations under this Agreement separately.

43. This Agreement shall be governed by English law and any dispute or claim that either party brings will be decided by the Courts of England and Wales. The parties must first try to settle any dispute in connection with this Agreement by mediation. Such mediation is to be conducted by a mediator who is independent of the parties and appointed by agreement of the parties. It is a condition precedent to the right of either party to commence arbitration or litigation other than for emergency interlocutory relief, that it has first offered to submit the dispute to mediation.

INSURED CONTRACTOR – If such insurance has been agreed to 44. Affordable Secure Storage shall take out and maintain a contract of insurance in accordance with a Summary of Insurance document provided to You. This will provide cover for the Goods for the value stated as the full total replacement value of Goods insured is maintained at an adequate level throughout the period of this Agreement. If loss or damage occurs to the Goods as a result of any matter which may result in a claim under Affordable Secure Storage’s insurance policy, after receipt from You of a written request to notify a claim, Affordable Secure Storage will notify its insurer promptly of the claim. For the purposes of processing any such claim, You shall provide Affordable Secure Storage, Affordable Secure Storage’s insurer or any of its agents appointed to investigate such claim (such as a loss adjuster) with such information and evidence as may reasonably be required in relation to the claim. Affordable Secure Storage shall pay or arrange for payment to You that part of any proceeds of any claim made by Affordable Secure Storage which relates to damage or loss to the Goods after deduction of any outstanding sums due to Affordable Secure Storage from You. In the event that Affordable Secure Storage makes a claim under its insurance policy in respect of loss or damage to the Goods, You acknowledge that Affordable Secure Storage’s liability to make any payments to You in relation to such claim is restricted to payment to You of the amount that Affordable Secure Storage recovers from its insurer under its insurance policy in relation to the Goods. Whilst Affordable Secure Storage will notify claims to its insurer, Affordable Secure Storage is not under any circumstances obliged to start or threaten to start any legal proceedings in relation to any such claim. Nothing in this Agreement shall make or be deemed to make Affordable Secure Storage Your agent. If You fail to pay any insurance charges then any insurance cover in respect of the Goods will cease immediately from the date such charges are due.